National Health Yojana
Full Form of NHY
What is NHY?
National Health Yojana (NHY) is a broad term used in India to refer to various central and state-level health insurance and assurance schemes aimed at providing financial protection against medical emergencies to vulnerable populations. While no single scheme is officially named NHY, the acronym is commonly used in policy documents and public discourse to denote health programmes like Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) or similar state initiatives. NHY focuses on reducing out-of-pocket expenditure for hospitalisation, covering pre-existing diseases, and offering cashless treatment at empanelled hospitals. In India, NHY-related schemes are implemented by the Ministry of Health and Family Welfare and state health departments, targeting Below Poverty Line families, senior citizens, and other marginalised groups. The term is frequently encountered in government announcements, healthcare awareness campaigns, and competitive exam syllabi for UPSC, SSC, and state public service commissions. Under NHY, beneficiaries receive an annual health cover of ₹5-10 lakhs per family, depending on the specific scheme. It plays a crucial role in achieving Universal Health Coverage in India by bridging the gap between affordability and quality medical care. NHY also includes wellness components like free screening for non-communicable diseases and telemedicine services, making it a comprehensive healthcare initiative for the nation's most underserved communities.
NHY का फुल फॉर्म
राष्ट्रीय स्वास्थ्य योजना
Example
The state government launched a new NHY card drive to enroll all eligible families in the district before the monsoon season.