Permanent Medical Allowance
Full Form of PMA
What is PMA?
Permanent Medical Allowance (PMA) is a recurring allowance provided by the Indian government to retired or serving employees who suffer from a permanent disability due to service-related causes. It is primarily granted to personnel in the armed forces, paramilitary, and central government departments. PMA is calculated as a fixed monthly sum based on the percentage of disability assessed by a medical board, with rates revised periodically. The allowance aims to compensate for ongoing medical expenses and reduced quality of life. It is distinct from regular medical allowance and is often accompanied by other benefits like disability pension. In India, PMA is most commonly associated with the defence and railway sectors, where the risk of occupational injuries is high. The disbursement process involves verification by the respective department's pension sanctioning authority. For competitive exams like SSC, UPSC, and state civil services, questions on government allowances including PMA may appear in the General Awareness section. Understanding PMA is important for aspirants preparing for defence-related posts or administrative services, as it reflects the government's commitment to welfare of its employees. The allowance is tax-free under current income tax rules, providing additional relief to recipients.
PMA का फुल फॉर्म
स्थायी चिकित्सा भत्ता
Example
The retired soldier applied for PMA after being declared 60% disabled due to a blast injury during his service.