Odisha Krushak Jeevan
Full Form of OKJ
What is OKJ?
Odisha Krushak Jeevan (OKJ) is a state-level farmer welfare and insurance scheme launched by the Government of Odisha. It was introduced to provide financial protection to farmers and their families in case of accidental death or permanent disability. The scheme covers all landholding farmers in the state, including tenant farmers, and offers a lump sum compensation of up to ₹2 lakh for accidental death and ₹1 lakh for permanent disability. OKJ is administered by the Odisha Department of Agriculture and Farmers’ Empowerment, and it is often coordinated with the central Pradhan Mantri Fasal Bima Yojana (PMFBY) to ensure comprehensive risk coverage. The scheme is operational throughout Odisha and is renewed annually. It is especially relevant for students preparing for OPSC and other Odisha state competitive exams, where questions on state welfare schemes frequently appear.
OKJ का फुल फॉर्म
ओडिशा कृषक जीवन
Example
The Odisha government has made enrolment in OKJ mandatory for all farmers availing crop loans from cooperative banks.