Full formGovernment & Exams
KBGstands forKisan Bima Grameen
Full Form of KBG
What is KBG?
Kisan Bima Grameen (KBG) is a rural farmer insurance scheme in India aimed at providing financial protection to small and marginal farmers against crop failure, natural calamities, and accidental death or disability. Launched as a complementary initiative to the Pradhan Mantri Fasal Bima Yojana, KBG focuses on reaching underserved farmers in remote rural areas who lack access to formal insurance. The scheme is typically administered through state agriculture departments and partnered insurance companies, with premiums subsidized by the central and state governments. It covers major food crops, oilseeds, and horticultural crops, and also includes personal accident coverage for farmers. KBG is commonly referenced in agricultural policy discussions, rural development programmes, and competitive exams like UPSC, state PCS, and banking exams that include topics on government schemes for farmers. Its role is crucial in reducing agrarian distress and promoting risk mitigation in the farming community. By ensuring timely claim settlements and low-cost premiums, KBG helps stabilize farmer incomes and encourages sustainable agricultural practices across India.
KBG का फुल फॉर्म
किसान बीमा ग्रामीण
Example
The state government announced an expansion of the KBG scheme to cover all 500 panchayats in the district, ensuring every farmer gets affordable crop insurance.
KBG — frequently asked questions
What is the full form of KBG?
KBG stands for Kisan Bima Grameen, a rural farmer insurance scheme launched by the Government of India to provide financial protection to small and marginal farmers.
How is KBG different from PMFBY?
While PMFBY covers all farmers, KBG specifically targets remote rural areas and offers additional personal accident coverage with lower premiums, making it more accessible to marginal farmers.
Which crops are covered under the KBG scheme?
KBG covers major food crops, oilseeds, and horticultural crops, including paddy, wheat, pulses, sugarcane, and vegetables, as notified by the state government.