Full formGovernment & Exams
HRJstands forHaryana Rajya Jeevan
Full Form of HRJ
What is HRJ?
Haryana Rajya Jeevan (HRJ) is a state government-sponsored life insurance scheme launched by the Government of Haryana to provide affordable financial security to its residents. It aims to cover all adult citizens of the state, particularly those from economically weaker sections, ensuring that their families receive a lump sum benefit in case of the policyholder's death. The scheme operates through a partnership between the state government and Life Insurance Corporation of India (LIC), with the government subsidising a part of the premium to make it accessible. HRJ is primarily promoted in rural and semi-urban areas of Haryana through local panchayats and district offices. It is part of the state's broader social security framework and is often mentioned in competitive exams for Haryana-specific general knowledge sections. The scheme is renewable annually and offers a fixed sum insured without any medical examination for enrolment. Administratively, HRJ falls under the Haryana State Insurance Department and is monitored by the state finance ministry.
HRJ का फुल फॉर्म
हरियाणा राज्य जीवन योजना
Example
The Haryana government has urged all eligible residents to enrol in the HRJ scheme before the deadline to secure their families against unforeseen events.
HRJ — frequently asked questions
What is the full form of HRJ?
The full form of HRJ is Haryana Rajya Jeevan, a life insurance scheme introduced by the Government of Haryana.
How can I apply for the HRJ scheme?
You can apply through your nearest LIC branch or common service centre in Haryana, or contact your local panchayat office for assistance.
What are the benefits of HRJ scheme?
The scheme provides a lump sum life insurance cover of up to ₹2 lakh at a very low annual premium, with the state government covering a significant portion of the cost.