Committee on Medical Insurance and Allied Programs
Full Form of COMIAP
What is COMIAP?
The Committee on Medical Insurance and Allied Programs (COMIAP) is a regulatory body established under the Insurance Regulatory and Development Authority of India (IRDAI) to oversee and streamline the medical insurance sector in India. It was formed to address the growing need for standardized health insurance policies, fraud reduction, and better coverage for policyholders. COMIAP evaluates existing medical insurance schemes, recommends reforms, and guides the introduction of new health insurance products that align with India's public health goals. The committee plays a crucial role in implementing the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) and other government-sponsored health schemes, ensuring seamless coordination between insurers, hospitals, and beneficiaries. Its recommendations often influence the drafting of insurance regulations, portability norms, and cashless treatment protocols. COMIAP is frequently referenced in insurance industry reports, regulatory guidelines, and policy discussions. For students preparing for competitive exams like IRDAI Assistant Manager, LIC AAO, or SEBI Grade A, understanding COMIAP's functions and recent initiatives is essential, as questions on healthcare insurance reforms commonly appear in the insurance and banking sectors.
COMIAP का फुल फॉर्म
चिकित्सा बीमा और संबद्ध कार्यक्रमों पर समिति
Example
The IRDAI has adopted several COMIAP recommendations to simplify the claim settlement process for senior citizens.