Banking Regulation and Supervision Committee
Full Form of BRSC
What is BRSC?
The Banking Regulation and Supervision Committee (BRSC) is a high-level committee within the Reserve Bank of India (RBI) responsible for overseeing the regulatory and supervisory framework of banks and financial institutions in India. Established under the RBI's central board, the BRSC formulates policies related to prudential norms, risk management, asset classification, and capital adequacy. It meets periodically to review the health of the banking sector, address emerging challenges such as non-performing assets (NPAs), and recommend measures to ensure financial stability. The committee plays a critical role in aligning Indian banking regulations with global standards like Basel III. It is frequently referenced in banking examinations, including those for RBI Grade B, SEBI, and NABARD, as well as in academic discussions on financial sector reforms. The BRSC's decisions impact commercial banks, cooperative banks, and non-banking financial companies (NBFCs), making it a cornerstone of India's financial oversight structure.
BRSC का फुल फॉर्म
बैंकिंग विनियमन एवं पर्यवेक्षण समिति
Example
The RBI's BRSC has recommended stricter provisioning norms for large corporate loans to mitigate systemic risk.